Did you know that 72% of Americans feel like they are not financially secure? This is nothing new. For decades, millions of Americans have been struggling with their finances daily, but with prices on the rise, many of us who aren’t a part of the fortunate 28% have been feeling this financial strain even more than usual.
Chances are, if you clicked on this article, you are probably searching for a way to add some extra cash into your wallets– whether that be to afford the cost of living or to put aside a financial cushion. There are countless ways that you could increase your bank account balance that most of us are quick to write off as a scam.
If you’re in a rush, here’s a quick look at some of the topics we cover in this article:
- Take surveys online
- Download a budgeting app
- Receive cash back
- Join a debt relief program
- Invest your money
- Save money on your car insurance
- Open a new bank account
It’s time to take back control of your finances today! Continue reading this article to find some of our recommended best ways to make money online. So you can ease the stress of not feeling secure in your finances.
Best Ways to Make Money Online
Looking to supplement your income by completing simple tasks online? Check out some of our recommended ways to make a quick buck in your free time.
1. Take Paid Surveys
Most likely, you’ve come across your fair share of apps advertising paid survey opportunities while scrolling through your phone. Despite many disregarding these apps as scams, we are here to let you in on a little secret– survey apps like InboxDollars and Swagbucks will send you a legit paycheck for sharing your opinion.
InboxDollars is ready to start paying you for completing surveys and testing games. Compatible on both iOS and Android devices, InboxDollars will instantly pay new users $5 just for signing up. Join the community of members on InboxDollars who have earned over $80 Million in cash rewards.
Swagbucks is another one of our favorite ways to make money: by completing surveys and watching advertisements online. Available to iOS and Android users, this mobile device offers legit paid opportunities that can be completed on your watch. Swagbucks will instantly deposit $10 into your account as a new user bonus.
By completing surveys on these apps, you’ll not only receive a paycheck, but you’ll also help companies improve some of your favorite products and services.
While taking surveys might not write you the largest check, it is the most accessible and easiest way to make a quick buck, which is why it comes in as our #1 recommendation as the best way to make money online.
To find out which paid survey app is better for you, check out our Swagbucks vs. InboxDollars Comparison.
2. Download Budgeting Apps
Budgeting can be tricky, especially if you don’t know where to start. Thanks to apps like Rocket Money, you can finally get your finances in order, find out how to allocate your funds and start saving money.
Rocket Money lets you view all your subscriptions on one screen, so you never lose track of what you’re paying for. Cancel forgotten and unwanted subscriptions easily from your app to instantly start saving money.
Although creating a budgeting plan isn’t everyone’s idea of a good time, budgeting apps like Rocket Money can help you easily track where your money is going and find ways to cut down on spending without compromising on things that bring you joy. Stay on top of upcoming bills to avoid late fees and overdraft charges to save even more!
By identifying easy ways to decrease your spending habits and using the Smart Savings feature on Rocket Money, you can add a cushion to your bank account little by little. With over $100 Million in savings to date, Rocket Money is a well-respected budgeting app.
3. Receive Cash Back on Daily Purchases
We live in a consumerist society, so no matter how much you save on budgeting apps like Rocket Money, there will forever be a list of things we need to buy.
Most consumers are unaware that they could save thousands of dollars by completing their shopping lists with the help of cash-back apps like Capital One Shopping and Ibotta.
Capital One Shopping is an app that automatically adds coupons to your cart and compares all the prices available so you can easily get the best deals possible across the web. Build your credits by shopping on the site to earn cash-back rewards and gift cards. With over $800 Million in savings on Capital One Shopping, this free online service does the hard work so you can focus on completing your shopping list with confidence, knowing you are receiving the lowest prices out there.
Ibotta is another cash-back app that quickly connects you with big savings on daily essentials. Whether shopping on the app or in-store, you can rest assured that you aren’t overspending on daily essentials. Ibotta makes it easy to compare prices, set price drop alerts, and receive up to 30% cash back from thousands of top retailers.
Thanksgiving 2023 Deals: Take part in Ibotta’s fourth annual FREE Thanksgiving event to get 100% cash back on all turkey day necessities.
4. Join a Debt Relief Program
Debt can be a financial death sentence. If you’re struggling to make ends meet, let alone pay off your debts, you might qualify for a debt relief program that could save you thousands.
Credit cards don’t want you to know about these programs, but we are here to tell you that there’s a way out of the seemingly never-ending payments and outrageous interest rates.
National Debt Relief can help you save up to 50% in monthly payments and help you live a future free of debt. Unfortunately, not everyone qualifies to receive debt relief from this program. It is risk-free to check if you meet the requirements, so no matter the answer, you won’t be charged until your accounts are settled.
Take back control of your finances and get out of unsecured debt faster than you think with a personalized plan created by the experts at National Debt Relief. So, although this program doesn’t offer opportunities to increase your earnings, it deals with your creditors, so you can rest assured that you’re not getting overcharged.
5. Invest Your Money
Investing money is a great passive income without regular work. When done correctly, you can easily increase your bank account balance over time, but keeping track of your investments can be challenging.
Apps like SoFi are a great way to analyze your investments and discover untapped opportunities. As an all-in-one investing platform, SoFi streamlines your experience so you can easily buy and trade stocks and crypto.
If you are new to investing, SoFi will do all the hard work with their automated investing feature that matches your risk tolerance and goals to create and manage a diversified portfolio.
Set up and fund your account on SoFi with at least $10 within 30 days to claim up to $1,000 in free stock today to get a leg up on your investing journey.
6. Get Qualified for Auto Loans
Auto loans can be difficult to receive, especially if you have bad credit.
Auto Loan Express accepts 99% of qualified loan requests, so you can easily start financing your auto loans. Receive your free no-obligation quote to see if you qualify to start saving money and improving your credit score with rates as low as 3.99% APR.
Secure an auto loan at an affordable price without worrying about getting denied or paying high rates because of your credit history. Don’t get stuck with high auto loan interest rates due to a low credit score; take advantage of Auto Loan Express today to instantly save on your monthly payments.
It should be noted that not everyone will qualify for this service.
7. Earn Sign-Up Bonuses for Opening New Bank Accounts
While we don’t recommend opening up new bank accounts whenever you need extra money, they offer great bonuses and rewards for new accounts.
For a limited time, when you open a new U.S. Bank Smartly Checking account and a standard savings account before Nov. 30, 2023, you can earn up to $450. Chase Bank also offers an enticing $200 sign-up bonus for those who open a Chase Total Checking account and set up direct deposit within the first 90 days.
In total, these two bonuses equal up to $650. Although it is one of the highest-paying opportunities throughout this guide, it can only be done once and isn’t a consistent way to make money online, which is why it is #7 on our list.
Best Ways to Make Money Online: Final Thoughts
The bottom line is that there are countless ways to make extra money online that many of us dismiss as a scam.
Despite what you might think, these seven recommendations are 100% legitimate and can help you set aside some savings. So, if you are looking for relief from your financial worries, these are some of the best tried and tested ways to make money online.
None of these options can replace your day job, but they can make a substantial difference in your funds. So whether you are living paycheck to paycheck or need help saving for a big trip, these Real Money Gamer approved money-making opportunities are there for you in a pinch.
If these offers aren’t enough, check out our Highest Paying Apps to Make Extra Money article.
This page may include links to our sponsors. We may receive compensation if you click on a link and download an app from one of our sponsors. Real Money Gamer provides information about and reviews of various apps and games, based on the opinions of our writers. We do not own or operate the apps and games. If you have questions or need assistance with a particular game or app, please contact the developer directly.
